Auto insurance is a type of financial protection that covers you and others in case of accidents, theft, or other vehicle-related incidents. It's a contract between you and an insurance company, where you pay a premium (usually monthly or yearly), and in exchange, the insurance company agrees to cover certain costs associated with damage or liability.

Homeowners insurance is a type of insurance policy that provides financial protection for your home and personal belongings in case of damage or loss. It also offers liability coverage if someone is injured on your property or if you accidentally cause damage to someone else's property.

Umbrella insurance is a type of liability insurance that provides additional coverage beyond the limits of your existing policies, such as auto, homeowners, or renters insurance. It’s designed to protect your assets and future income if you're found legally responsible for damages or injuries that exceed your standard policy limits.

Renters insurance is a type of insurance policy designed to protect people who rent their homes, such as apartments, condos, or houses. It provides financial protection for personal belongings, liability coverage, and additional living expenses in case of unexpected events like fire, theft, or certain natural disasters.

Flood insurance is a type of insurance policy specifically designed to protect against financial losses caused by flooding. It covers damage to your home and its contents resulting from flood events, which are generally excluded from standard homeowners, renters, and commercial property insurance policies.

Business insurance is a type of insurance designed to protect businesses from financial losses due to unforeseen events, such as property damage, lawsuits, employee injuries, or other risks associated with running a business. It offers coverage tailored to the specific needs of different industries and business types.

Commercial auto insurance is a type of insurance policy designed to cover vehicles used for business purposes. It provides financial protection for vehicles owned or used by a company, as well as liability coverage for accidents that occur while operating those vehicles. This insurance is essential for businesses that rely on vehicles for operations, such as delivery services, construction companies, or rideshare businesses.

Life insurance is a type of financial protection that provides a monetary benefit to your chosen beneficiaries (such as family members or loved ones) in the event of your death. It is designed to offer financial security by replacing lost income, covering debts, funding future expenses (like education), or helping with funeral costs.

Mortgage protection insurance (MPI) is a type of life insurance designed specifically to help pay off your mortgage if you pass away, become disabled, or lose your job (depending on the policy). It ensures that your family or co-borrowers won't lose the home in the event of a financial hardship caused by such circumstances.

Health insurance is a type of insurance that helps cover the cost of medical expenses, including doctor visits, hospital stays, prescription medications, and preventive care. It protects individuals and families from high healthcare costs by paying for a portion of the medical services and treatments they need. Policyholders pay premiums and may also share costs through deductibles, copayments, or coinsurance.

Group health insurance is a health insurance plan that provides coverage to a group of people, typically employees of a company, members of an organization, or members of an association. It is often more affordable than individual health insurance because the risk and cost are spread across the group, and employers or organizations may subsidize the premium costs.

Medicare Supplements, also known as Medigap, are private health insurance plans designed to help cover the costs not paid by Original Medicare (Part A and Part B). While Original Medicare covers many healthcare services, it does not cover all of the costs, such as deductibles, copayments, and coinsurance. Medicare Supplement plans fill in these gaps by paying for some or all of these additional expenses.

Disability insurance is a type of insurance that provides income replacement if you are unable to work due to a disability caused by illness, injury, or an accident. This type of insurance helps you maintain your financial stability during times when you cannot earn a paycheck due to a temporary or long-term disability.

Long-Term Care Insurance (LTCI) is a type of insurance designed to cover the costs of long-term care services, which are not typically covered by regular health insurance or Medicare. Long-term care refers to a wide range of services and supports needed by people who can no longer perform basic activities of daily living (ADLs) due to aging, illness, or disability. These services can include assistance with eating, bathing, dressing, and managing medications.

Accidental Death and Dismemberment (AD&D) Insurance is a type of insurance that provides financial benefits in the event of death or serious injury due to an accident. It is designed to offer a payout to help cover expenses or replace lost income if the insured person is either killed or severely injured in an accident.

Annuities are financial products that provide a series of regular payments made to an individual, typically in exchange for an initial lump sum investment or a series of contributions. They are often used as a way to provide a steady income stream, particularly for retirement. Annuities can be structured in various ways to suit different financial goals and needs.